FAQ
What is VOVO?
VOVO Money is an onchain money platform for putting your money to work while your wallet stays in control.
Is VOVO custodial?
No. VOVO does not possess private keys and does not custody deposited USDG.
Who controls my wallet?
You do. The user wallet remains authoritative and transactions require explicit wallet authorization.
Where does my USDG go?
When you deposit, your wallet sends USDG directly to the underlying Morpho vault contract. VOVO prepares the transaction, but does not receive the funds.
Does VOVO charge deposit fees?
The current VOVO deposit fee is 0%.
Does VOVO charge withdrawal fees?
The current VOVO withdrawal fee is 0%.
Where does the yield come from?
Yield comes from variable-rate borrowing demand in underlying Morpho lending markets.
Is the APY fixed?
No. The rate is variable and fluctuates based on market conditions, borrowing demand, and allocation changes.
Can I withdraw at any time?
You can request a withdrawal at any time. However, withdrawal execution depends on available idle liquidity in the vault. In extreme utilization scenarios, withdrawals may be delayed until loans are repaid.
What happens if an oracle becomes unhealthy?
An unhealthy oracle condition blocks new deposits under VOVO policy but should not automatically prevent a safe exit when the exact withdrawal/redeem simulation succeeds.
What does transaction preflight check?
Preflight simulates the transaction and checks factual conditions like network identity, runtime configurations, oracle freshness, and required allowances before your wallet signs.
Does VOVO control Morpho?
No. The underlying protocol and its configuration can change according to the permissions and governance of that protocol.
Does VOVO have its own vault?
No. The current reviewed Earn vault is curated by Steakhouse Financial on Morpho Vault V2 architecture.
Is VOVO audited?
VOVO does not currently publish a VOVO-specific third-party security audit. VOVO's transaction preflight, configuration verification and infrastructure monitoring are operational safeguards and are not substitutes for an independent security audit.
Is $VOVO live?
No. The token and its associated ecosystem infrastructure are currently planned, not deployed.
Is the Working Reserve live?
No. The Working Reserve is currently planned, not deployed.
What network does VOVO currently support?
VOVO currently operates exclusively on Robinhood Chain Mainnet.