FAQ
What is VOVO?
VOVO Money is an onchain money platform for putting your money to work while your wallet stays in control.
Is VOVO custodial?
No. VOVO does not possess private keys and does not custody deposited USDG.
Who controls my wallet?
You do. The user wallet remains authoritative and transactions require explicit wallet authorization.
Where does my USDG go?
When you deposit, your wallet sends USDG directly to the underlying Morpho vault contract. VOVO prepares the transaction, but does not receive the funds.
Does VOVO charge deposit fees?
The current VOVO deposit fee is 0%.
Does VOVO charge withdrawal fees?
The current VOVO withdrawal fee is 0%.
Where does the yield come from?
Yield comes from variable-rate borrowing demand in underlying Morpho lending markets.
Is the APY fixed?
No. The rate is variable and fluctuates based on market conditions, borrowing demand, and allocation changes.
Can I withdraw at any time?
You can request a withdrawal at any time. However, withdrawal execution depends on available idle liquidity in the vault. In extreme utilization scenarios, withdrawals may be delayed until loans are repaid.
What happens if an oracle becomes unhealthy?
An unhealthy oracle condition blocks new deposits under VOVO policy but should not automatically prevent a safe exit when the exact withdrawal/redeem simulation succeeds.
What does transaction preflight check?
Preflight simulates the transaction and checks factual conditions like network identity, runtime configurations, oracle freshness, and required allowances before your wallet signs.
Does VOVO control Morpho?
No. The underlying protocol and its configuration can change according to the permissions and governance of that protocol.
Does VOVO have its own vault?
No. The current reviewed Earn vault is curated by Steakhouse Financial on Morpho Vault V2 architecture.
Is VOVO audited?
VOVO does not currently publish a VOVO-specific third-party security audit. VOVO's transaction preflight, configuration verification and infrastructure monitoring are operational safeguards and are not substitutes for an independent security audit.
Is $VOVO live?
Yes. $VOVO is VOVO Money's live ecosystem token on Robinhood Chain Mainnet. Always verify the official contract before interacting. The Working Reserve, transaction-tax model and other future ecosystem mechanisms are separate and are not presented as live.
What is the published $VOVO allocation?
The published fixed initial supply and allocation policy is 1,000,000,000 VOVO: 80% Public / Fair Launch, 10% Team, 4% Advisors, 4% Ecosystem Incentives, and 2% Future Community / Airdrop. The independently verified total supply at block 68,263,638 matched 1,000,000,000 VOVO. Separately, the 100,000,000 VOVO Team allocation's funding into its schedule-specific vesting contract is verifiable onchain. This does not verify circulating supply or the wallets, funding, locks and unlock status of the other allocations.
How are Team and Advisor tokens vested?
The 10% Team allocation, or 100,000,000 VOVO, is under an onchain Team Finance schedule. It had 0 VOVO initially unlocked, an approximately 12-month initial lock, a first release in September 2027 and annual vesting through final completion in September 2030. Claimable amounts are determined by the deployed contract's timestamp and cadence calculations. The schedule is revocable: already-claimed tokens remain distributed, while vested-but-unclaimed and unvested tokens are recoverable by the owner on revocation. The separate 4% Advisor policy describes a 6-month cliff and 18 months of linear vesting, but it is unverified, subject to confirmation and not covered by the Team contract.
Do current users qualify for a future $VOVO airdrop?
No eligibility has been announced. Deposits, TVL, VOVO usage, wallet activity, and historical use do not guarantee eligibility or an allocation. Eligibility, timing, snapshot rules, distribution mechanics, and unlock conditions remain TBD.
Is the Working Reserve live?
No. The Working Reserve and transaction-tax model are proposed, not deployed, and subject to final contract design. Any future protocol economic flows are separate from the fixed initial 1 billion VOVO allocation.
What network does VOVO currently support?
VOVO currently operates exclusively on Robinhood Chain Mainnet.